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Housing Rehabilitation Program

With the use of Federal dollars through the Community Development Block Grant Program, the City of Farmington Hills has a Housing Rehabilitation Program which will allow homeowners to upgrade, improve and conserve existing housing within the City.

Low interest loans will be available to owner-occupied single-family dwelling units, at a rate of 3%.

Deferred loans, with one payment, due upon the sale of the property are also available.

What Home Improvements Can Be Made?

Any home repair that will bring the home up to code is eligible for a low interest home improvement loan.

Examples include, but not limited to:

New electrical, heating or plumbing installations

Siding

Hot water tanks

Roofs/gutters

Sewer/water hook ups

Furnaces

Replacement windows

Weather-stripping/insulation

The program will finance building materials should the applicant choose to do the work.

How Does the Loan Program Work?

Who’s Eligible?

You may qualify for home improvement assistance if:

• You own and occupy a home in Farmington Hills (person buying on land contract as well as mortgages).
• Your taxes are paid up-to-date.
• Your household income does not exceed the Federal guidelines.
   

  Family Size*	Gross Family Income*
  1	Cannot exceed $39,150
  2	Cannot exceed $44,750
  3	Cannot exceed $50,350
  4	Cannot exceed $55,900
  5	Cannot exceed $60,400
  6	Cannot exceed $64,850
  7	Cannot exceed $69,350
  8	Cannot exceed $73,800

*January, 2003 (subject to change)

Limits and Terms of Loans

Other Loan Programs Available

The Michigan State Housing Development Authority (MSHDA) and Oakland Livingston Human Service Agency (OLHSA) also have home improvement programs.

Applications and Further Information

For further information on how to obtain a low interest home improvement loan, call the Farmington Hills Community Development Office at (248) 871-2549.

City of Farmington Hills
Housing Rehabilitation Program
31555 West Eleven Mile Road
Farmington Hills, Michigan 48336
Phone: (248) 871-2549
Fax: (248) 871-2521

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